Experts predict a rise in cancellations of installment plans in new developments.

Experts predict a rise in cancellations of installment plans in new developments.

      Currently, the share of contract terminations ranges from 3% to 15%. The main reason is banks' refusals to grant mortgages and high interest rates that prevent buyers from switching from installment plans to mortgages. Many signed contracts hoping that mortgage rates would fall, but that did not happen, RBC reports. According to experts, developers are already factoring into their financial models termination risks of up to 15% of contracts; however, a new surge could place additional pressure on the market. Some analysts warn that if the current key rate persists, the level of refusals could approach a third of all installment plans. At the same time, some specialists believe the situation could stabilize if the market shifts to subsidized mortgage programs.

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Experts predict a rise in cancellations of installment plans in new developments.

In 2026, the number of cancellations of installment agreements for purchasing apartments in new developments could rise to 30% if mortgage rates do not fall to a comfortable level — 10–12%.