Self-employed Kirov residents were told how to take care of their future pensions

      Self-employed citizens who work under the special tax regime "Professional Income Tax" are exempt from paying contributions to compulsory pension insurance, but they have the opportunity to take care of their future pensions themselves. To do this, it is necessary to enter into a voluntary legal relationship with the department of the Social Fund of Russia in the Kirov region. At the moment, more than 2,700 Kirov residents have already used this right.

      It is worth noting that the minimum voluntary contribution for the self-employed this year is 59,241. 60 rubles. For this amount, one calendar year and 0.975 individual pension coefficient are counted in the insurance period. The maximum payment amount is 473,932. 80 rubles, which will provide an increase of 7,799 pension coefficients.

      You can calculate the contribution amount using the electronic calculator of individual pension coefficients. So, when registering as an insured starting from March 4 of this year, you must pay 60,771.6 rubles to receive one individual pension coefficient and 9 months and 28 days of insurance experience.

      According to Nikolay Pasynkov, the head of the SFR department for the Kirov region, 2,734 people in the Kirov region independently form their pension rights. They decide for themselves how much and how often to make contributions, but it is necessary to make the payment before the end of this year. After March 1 next year, Kirov residents can check their pension rights on the portal of Public Services and order an extract on the status of an individual personal account.

      To enter into a voluntary legal relationship, you must submit an appropriate application to the customer service of the Office of the SFR in the Kirov region. This can also be done electronically through your personal account at Public Services or in the My Taxes mobile application. Payments are made through the bank using the banking details posted on the SFR website. The receipt is also provided in the customer services of the Office of the SFR in the Kirov region.

      It is also important to remember that periods of activity in the self-employed status are not taken into account when forming an insurance pension. But voluntary entry into legal relations allows you to accumulate the necessary length of service and pension coefficients. You can also start transferring money to form the pension of a loved one who does not work anywhere. Those who do not have enough insurance experience or pension coefficients to qualify for a pension can also make a transfer of voluntary contributions.