19 thousand Kirov residents have forbidden themselves to take out loans

      It should be recalled that on March 1 of this year, the self-locking service for loans and borrowings began operating on the Public Services portal. As previously reported by the Ministry of Finance of the Russian Federation, almost 2 million residents of Russia used the service in the first two days of operation. In the Kirov region, as of March 4 of this year, more than 19 thousand people have self-imposed restrictions on loans and borrowings.

      In the public "Infortechnologies of the Kirov region" in the social network "In contact" it was noted that a self-ban on obtaining a loan can be established in full or in part. For example, you can prohibit remote loan processing. In this case, it will be possible to take out a loan from the bank only if you are personally present at the office of the bank or the MFI. It will be possible to remove the restriction on obtaining a loan at any time by applying for Public Services. To remove the ban, you will need an electronic signature.

      It should be noted that the self-ban on loans does not apply to mortgages, car loans and educational loans, as well as to already concluded loan agreements. It is assumed that self-locks on loans will help fight fraudsters who deceive Kirov residents by receiving huge amounts of money using their personal data.