Russians have started to keep less money in banks.

      The Bank of Russia has published a new study dedicated to the money supply in the country. Among other things, it discusses the dynamics of funds in bank accounts and lending.

      As it became known, by the beginning of June 2026, the funds of organizations in bank accounts reached 56,358 billion rubles. Over the month, the amount increased by 1,753 billion rubles or 3.2%. Since the beginning of the year, the growth has been 3.5%, and over the last 12 months — 14.1%.

      If we take into account the accounts of citizens, the volume of funds decreased due to lower interest rates and increased spending on tourist services. It amounted to 69,933 billion rubles, decreasing over the month by 446 billion rubles or 0.6%. Since the beginning of the year, the indicator has grown by 0.9%, and over 12 months — by 11.2%.

      The credit funds of organizations reached 119,301 billion rubles, increasing over the month by 1,715 billion rubles or 1.5%. Since the beginning of the year, the growth has been 3.1%, and over 12 months — 11.8%. The credit funds of the population amount to 40,748 billion rubles, with a monthly growth of +268 billion rubles or 0.7%, and since the beginning of the year, the indicator has grown by 1.9%, and over 12 months — by 4.8%.