In Russia, they want to increase the savings contribution for the military mortgage.

In Russia, they want to increase the savings contribution for the military mortgage.

      Currently the amount of the accumulation contribution stands at 395.4 thousand rubles. These funds are transferred annually to the individual account of a NIS participant and form the down payment for purchasing housing under the military mortgage program, RIA Novosti reports.

      The military mortgage allows service members to acquire housing on credit, with the state making the loan payments while the service member is serving. After accumulating a sufficient amount and meeting the program’s conditions, a participant can use the funds to buy an apartment or a house.

      To join the NIS, one must have served for at least three years. The program covers officers and junior command personnel, providing them with the opportunity to acquire their own housing at no personal cost.

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In Russia, they want to increase the savings contribution for the military mortgage.

In 2026, participants in the accumulative-mortgage system (NIS) for military personnel can expect their annual contribution to increase to 411,200 rubles.