Mortgage, maternity capital, savings: the top 3 ways to buy your own apartment
As for residents of the Volga Federal District, every second person (51%) also financed their new home with funds obtained from selling their old one.
Among other popular funding sources across Russia:
Personal savings (47% — in the primary market, 44% — in the secondary market).
Preferential mortgage (29% in new developments).
Maternity capital (20% for both markets).
Market-rate mortgage (15% in new developments, 21% in the secondary market).
In the Volga Federal District the picture is slightly different. Local residents most often used:
Personal savings (40%).
Maternity capital (23%).
Market-rate mortgage (21%).
Preferential mortgage programs (17%).
An overwhelming majority of buyers (72%) across the country did not handle transactions themselves and hired real estate agents. Among those who were selling and buying at the same time, this share reaches 85–88%. In the Volga Federal District, 67% of respondents used the services of professional agents.
As Sergey Yeremkin, Managing Director of Avito Real Estate, noted, it is precisely the difficulties of carrying out transactions independently — finding a buyer, preparing documents and synchronizing the sale with the purchase — that push people to seek expert help. To address these tasks, the platform operates the "Comfortable Deal" program.
The main motives for Russians buying a new apartment were the desire to be the first owners of the property (42%), modern layouts (33%), and a safe and comfortable environment (28%). For residents of the Volga Federal District, the top five reasons also included nearby developed infrastructure (30%) and, predictably, higher construction quality (27%).
About the study: The survey was conducted by the technology platform Avito Real Estate among 10,000 adult Russians who purchased housing within the past year. The purpose of the study was to examine consumer preferences, sources of financing and reasons for choosing between the primary and secondary markets, reports volga.news.
Другие Новости Кирова (НЗК)
A bill on the first job will be prepared in the Kirov Region.
Governor Alexander Sokolov spoke about a new initiative.
Sokolov proposed increasing penalties for abortions and banning liquor stores and vapes.
During today's speech, the governor of Kirov Oblast announced a number of new initiatives.
In Kirov, ads for banned items are being painted over and torn down.
Raids by the "Courtyard Patrol" are regularly carried out on the streets of Kirov to detect illegal graffiti and advertisements for prohibited substances.
The road billion will turn into one and a half billion.
During his address, the governor spoke about "road" plans.
In the Kirovo-Chepetsky District, a drunk driver caused an accident on the highway.
Over the 24 hours of September 17, three traffic accidents occurred in Kirov Oblast, injuring four people, the regional State Traffic Inspectorate reported.
Mortgage, maternity capital, savings: the top 3 ways to buy your own apartment
According to a study by the Avito Real Estate service, when buying a home Russians most often resort to selling their previous apartment. This method of financing proved to be key for 54% of respondents who completed a transaction in the past year. Interestingly, for buyers of new-builds this share is even higher — 57%, compared with 51% among those who opted for the secondary market.