1% mortgage for teachers and doctors: the State Duma proposed a Russian version of the Kazakh program

1% mortgage for teachers and doctors: the State Duma proposed a Russian version of the Kazakh program

      An impulse from abroad: the Kazakh experience

      The legislative initiative was prompted by Kazakhstan’s successful experience, where a preferential mortgage at 1% per annum was recently launched. The program is intended for specialists in critically important professions who move to work in rural areas. According to Aksenenko, adapting this mechanism in Russia could become a powerful incentive to attract personnel to education and healthcare.

      “If we also add territorial attachment, I think this will work as a kind of push to attract personnel,” the portal karelinform.ru quotes the parliamentarian as saying.

      A successful precedent: lessons from the “Zemsky Doctor”

      As evidence of the effectiveness of such measures, the deputy cited the Russian program “Zemsky Doctor,” which, he said, has shown “excellent results.”

      This program has already demonstrated that targeted support measures, including housing benefits, really help solve staffing issues in small settlements.

      Synergy of measures: mortgage plus mandatory service

      Aksenenko sees particular effectiveness in combining the new mortgage program with a law requiring medical university graduates to serve in clinics. Such a comprehensive approach, the deputy believes, will address several problems simultaneously.

      The parliamentarian proposes considering making mortgages for doctors working in rural areas interest-free. This would create a unique situation in which a young specialist could simultaneously:

      receive a stable income,

      gain invaluable practical experience,

      and resolve their housing issue.

      Prospects and expectations

      The initiative is still under discussion. If it gains support, it could become part of a large-scale strategy to strengthen the workforce capacity of the social sector, especially in regions experiencing an acute shortage of teachers and doctors.

      The program could not only motivate young specialists but also serve as a compelling incentive for experienced personnel considering relocating to the countryside.

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1% mortgage for teachers and doctors: the State Duma proposed a Russian version of the Kazakh program

An initiative was put forward in the State Duma to create a special preferential mortgage program in Russia for social‑sector workers — teachers and doctors. The proposal was made by Alexander Aksenenko, deputy chairman of the State Duma Committee on Construction and Housing and Communal Services.