Khlинов Bank's credit card ranked among the top 5 best free cashback cards.

      The card was previously recognized by experts as one of the best, and now it has once again improved its position, surpassing offers from major federal banks such as VTB, DOM.RF, and UralSib.

      Analysts at Vyberu.ru evaluated the cards based on several criteria, including:

      - Maintenance costs;

      - Length of the grace period;

      - Interest rates and total cost of the credit;

      - Cash withdrawal conditions;

      - Cashback amount and reward limits;

      - Reliability of the issuing bank.

      

      It is worth noting that in 2025, due to regular tightening by the Central Bank of Russia, the credit card market faced significant deterioration in conditions: many banks canceled free servicing, increased interest rates, and shortened grace periods.

      

      Against this backdrop, the «MIR Privilege 120 Days» credit card from Khlynov Bank stands out favorably from most market offers with transparent conditions and other advantages:

      - 0 rubles for issuance and maintenance;

      - Grace period of up to 120 days without interest;

      - Cashback up to 35% with partners and 1.5% on all purchases;

      - Transparent repayment conditions without hidden fees.

      

      “We are pleased to see that our credit card has made it into the list of the best nationwide — this is no coincidence but the result of our team’s diligent work and customer feedback. We continuously analyze the market, introduce innovations, and strive to make our products as advantageous and convenient as possible. Such success confirms that we are moving in the right direction: offering not just a card with a credit limit, but a tool that genuinely helps people manage their finances and save,” said Khlynov Bank.

      

      You can review all the terms of service for our credit card and submit an online application for issuance on the official Khlynov Bank website.