Kia, Lada, and Hyundai: which used cars are most often purchased on credit

      Analysts of the automotive system Pango Cars summarized the results of May 2026 in the market for used cars with loans. It turned out that the largest share of the total volume of such transactions is held by the Kia brand — 13%. The second place goes to Lada with an indicator of 11%, and third place is Hyundai (10%), reports the publication "Russian Newspaper."

      The average amount of a car loan when purchasing a used car last month was 1.25 million rubles, and the weighted average interest rate was 22.1% per annum.

      The most sought-after among buyers taking out loans were cars from 2017. Their age is about nine years. Experts explain this by the balance between purchase price, maintenance costs, and projected residual resource.

      In the model ranking, Kia Rio, Lada Vesta, and Hyundai Solaris lead. These models maintain popularity due to the availability of spare parts and service, high liquidity in the secondary market, and predictable residual value.

      Analysts also recorded a stable trend towards rational consumption. The largest share of sales (29%) was provided by cars aged 5 to 10 years. Another 27% accounted for cars from 10 to 15 years old. Thus, more than half of buyers primarily focus on the cost of ownership and practicality, rather than on the minimum age.

      The price structure of demand looks as follows. The most popular range was from 500,000 to 1 million rubles — this accounted for 31% of all loan transactions. Cars costing up to 500,000 rubles were chosen by 21% of buyers. The segment from 1 million to 1.5 million rubles accounted for 19% of sales, from 1.5 million to 2 million — 15%, while the share of cars costing more than 2 million rubles was 13%.

      At Pango Cars, it is noted that even with high interest rates, buyers consider more expensive used cars as an alternative to new ones, the prices of which remain significantly higher. This supports demand in the segment from 1 million rubles.

      As the cost of borrowed funds may decrease in the second half of 2026, interest in auto loans may gradually increase. For now, the segment of used cars retains its status as a key driver of the Russian automotive market.