Families with children are offered "mortgage holidays."

Families with children are offered "mortgage holidays."

      Vyacheslav Volodin sent the draft law on amendments to the Federal Law "On Consumer Credit (Loan)" to the relevant Committee on the Financial Market, which will provide additional support to families with children.

      The document proposes granting parents the right to mortgage holidays of up to one and a half years in case of the birth or adoption of a second or subsequent child. Currently, when a child is born, the borrower is entitled to a six-month deferral of payments if their income has decreased by more than 20%, and the loan servicing costs exceed 40% of average monthly income.

      Volodin noted that the possibility to use "mortgage holidays" will significantly reduce the financial burden on young families.

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Families with children are offered "mortgage holidays."

Speaker of the State Duma Vyacheslav Volodin has sent a draft law to the relevant Committee, which will provide additional support to families with children.